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p{color:var(--muted);margin:20px 0}.insights-empty h3{margin-top:15px}.housing-logos{display:flex;gap:25px;align-items:center;margin:25px 0}.housing-logos img{object-fit:contain}.footer-social{justify-content:flex-start}[data-theme="dark"] .result-card{background:#32263b;border-color:#64526e}[data-theme="dark"] .breakdown-row{border-color:#64526e}[data-theme="dark"] .error{color:#ffb4b7}[data-theme="dark"] .housing-logos img{filter:invert(1)}[data-theme="dark"] .notice{color:#e1e9dc}button:disabled{opacity:.6;cursor:wait}.invalid .result-card{opacity:.7}header .brand{flex-shrink:0}header nav{font-size:14px;gap:16px}header nav a{white-space:nowrap}@media(max-width:1100px){header nav{gap:12px}header .button.small{gap:10px}header{gap:16px;padding-inline:24px}.brand{font-size:21px}}@media(max-width:850px){.calculator{grid-template-columns:1fr}.calculator>.result-card{position:static}.compare-inputs{gap:15px}.payment-number{font-size:40px}header nav a:nth-last-child(2){display:none}}@media(max-width:760px){.tool-heading{padding-top:35px}.tool-heading h1{font-size:37px;letter-spacing:-1.5px}.tool-heading p{font-size:16px}.tool-cards,.compare-inputs,.compare-totals,.insights-empty{grid-template-columns:1fr}.compare-totals{gap:16px}.compare-totals .result-card{padding:24px}.compare-totals .payment-number{font-size:38px}.calculator{gap:20px}.input-grid{gap:12px}fieldset{padding:17px}.result-card{padding:26px}#loan-summary{grid-template-columns:1fr 1fr;gap:15px}.zip-row{grid-template-columns:1fr}.zip-row .button{margin:0 0 18px;justify-content:center}.zip-row .field{margin:0}th,td{padding:13px 8px;font-size:13px}.comparison-results th{max-width:140px}.insights-empty{gap:40px}.hub-cards .option{padding:28px}header nav{overflow-x:auto;justify-content:flex-start;gap:20px;padding-bottom:4px}header nav a:nth-last-child(2){display:block}}
@media print{html{color-scheme:light!important}body{background:white!important;color:#111!important}header,footer,.theme-toggle,.calculator-actions,#lookup,.breadcrumb,.result-card .button,.comparison-results .button{display:none!important}.wrap{padding:0;max-width:none}.tool-heading{padding:0 0 15px}.tool-heading h1{font-size:25px}.calculator{display:block}.result-card{position:static!important;background:#eee!important;color:#111!important;margin:15px 0}.compare-totals{display:grid;grid-template-columns:1fr 1fr}.input-grid,.compare-inputs{grid-template-columns:1fr 1fr}fieldset{break-inside:avoid;padding:10px;margin:12px 0}.field{margin-bottom:8px}.field input,.field select{height:30px;padding:3px;background:white!important;color:black!important}.notice{background:#eee!important;color:#111!important}.method{display:none}.payment-number{font-size:32px}.table-scroll{overflow:visible}tr{break-inside:avoid}.field-help,.result-caption{color:#333!important}}
.location-fields>.field-help:first-of-type{background:#fff0d9;color:#5f411f;padding:16px;border:1px solid #e3ca9f;border-radius:5px;font-size:15px;line-height:1.65}.location-fields>.field-help:first-of-type strong{display:block;margin-bottom:5px}[data-theme="dark"] .location-fields>.field-help:first-of-type{background:#3c3022;color:#f6dcb6;border-color:#80633e}.payoff-visual{padding-top:50px;padding-bottom:70px}.payoff-visual h2{font-size:32px}.savings-number{font-family:Manrope,sans-serif;font-size:48px;font-weight:600;letter-spacing:-2px;line-height:1.3;margin-top:20px}.payoff-results .breakdown-row{align-items:center}.payoff-results .breakdown-row strong{white-space:normal;text-align:right}.extra-presets{display:flex;gap:10px;margin:-4px 0 26px;flex-wrap:wrap}.extra-presets button{cursor:pointer;background:var(--paper);border:1px solid var(--line);color:var(--ink);padding:10px 18px;border-radius:30px;font:500 14px 'DM Sans',sans-serif}.extra-presets button[aria-pressed="true"]{background:var(--purple);color:var(--paper);border-color:var(--purple)}.chart-legend{display:flex;gap:20px;flex-wrap:wrap;font-size:14px}.chart-legend span{display:flex;gap:8px;align-items:center}.chart-legend i{display:inline-block;width:25px;height:3px}.baseline-line{background:#978da0}.extra-line{background:#527247}#balance-chart{width:100%;border:1px solid var(--line);border-radius:8px;padding:16px 12px;background:var(--paper);margin-bottom:16px}#balance-chart svg{width:100%;height:auto;display:block}#balance-chart text{fill:var(--muted);font:14px 'DM Sans',sans-serif}.chart-grid{stroke:var(--line);stroke-width:1}.chart-standard,.chart-extra{fill:none;stroke-width:3}.chart-standard{stroke:#978da0;stroke-dasharray:7 5}.chart-extra{stroke:#527247}.chart-end{fill:#527247}.payoff-assumptions{margin-top:30px;font-size:14px;line-height:1.7}.tool-cards:has(.payoff-tool-card){grid-template-columns:repeat(3,minmax(0,1fr))}.tool-cards:has(.payoff-tool-card) h2{font-size:28px;margin:24px 0 15px}.tool-cards:has(.payoff-tool-card) .option{padding:28px 24px}.extra-tool-link{display:block;margin:22px 0;font-size:15px;text-decoration:underline;text-underline-offset:4px;color:var(--purple)}[data-theme="dark"] .chart-extra{stroke:#afce9f}[data-theme="dark"] .extra-line,[data-theme="dark"] .chart-end{background:#afce9f;fill:#afce9f}@media(max-width:900px){.tool-cards:has(.payoff-tool-card){grid-template-columns:1fr}.payoff-visual .section-top{display:block}.chart-legend{margin-top:20px}}@media(max-width:760px){.savings-number{font-size:40px}#balance-chart{padding:10px 2px}#balance-chart svg{min-width:550px}#balance-chart{overflow-x:auto}.payoff-visual h2{font-size:29px}.extra-presets button{padding:9px 16px}}@media print{.extra-presets{display:none}#balance-chart{break-inside:avoid}.payoff-assumptions{background:white!important;color:#111!important}.payoff-visual{padding-top:20px}#balance-chart svg{min-width:0}}

.first-buyer-control{margin:18px 0}.first-buyer-control[hidden]{display:none}.buyer-switch-row{display:flex;align-items:center;justify-content:space-between;gap:16px;font-weight:600}.buyer-switch-row button{display:inline-flex;align-items:center;gap:10px;background:none;border:0;color:inherit;cursor:pointer;font:inherit;padding:8px}.switch-track{width:44px;height:26px;border-radius:20px;background:#777;display:inline-block;padding:3px;box-sizing:border-box}.switch-track:after{content:"";display:block;background:white;width:20px;height:20px;border-radius:50%;transition:transform .15s}.buyer-switch-row [aria-checked="true"] .switch-track{background:#665284}.buyer-switch-row [aria-checked="true"] .switch-track:after{transform:translateX(18px)}.buyer-switch-row button:focus-visible{outline:3px solid #8c77a8;outline-offset:3px}

.housing-logos{align-items:flex-start;gap:24px}.housing-badge{width:96px;display:flex;flex-direction:column;align-items:center;gap:5px;color:#242020}.housing-badge img{display:block;width:78px;height:57px;object-fit:contain}.housing-badge span{text-align:center;font-family:Arial,sans-serif;font-size:11px;font-weight:700;line-height:1.25;letter-spacing:.02em;text-transform:uppercase}[data-theme="dark"] .housing-badge{color:#dfdfdf}@media print{.housing-badge{color:#242020}[data-theme="dark"] .housing-badge img{filter:none}}