@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
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.brand{width:100%}.footer-bottom{gap:25px}.quiet{font-size:12px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*{transition:none!important}}

.reviews{padding-bottom:35px}.reviews .section-top{align-items:center}.review-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}.review-card{margin:0;padding:28px;background:#fffdf9;border:1px solid var(--line);border-radius:6px;display:flex;flex-direction:column}.review-stars{color:#79603a;font-size:18px;letter-spacing:3px}.review-card blockquote{font-size:16px;line-height:1.75;margin:20px 0 28px;flex:1}.review-card figcaption{display:flex;gap:12px;align-items:center}.review-avatar{border-radius:50%;background:var(--sage);color:#46513e;font-size:13px;font-weight:600;display:grid;place-items:center;width:40px;height:40px;flex-shrink:0}.review-card figcaption strong{display:block;font-size:14px;font-weight:600}.review-card figcaption small{display:block;font-size:12px;color:var(--muted)}.more-reviews{border-bottom:0;padding:24px 0 0}.more-reviews>summary{width:fit-content;margin:auto;gap:16px;font-size:14px;color:var(--purple)}.more-reviews .hide-reviews{display:none}.more-reviews[open] .show-reviews{display:none}.more-reviews[open] .hide-reviews{display:inline}.more-reviews .review-grid{margin-top:24px}@media(max-width:760px){.review-grid{grid-template-columns:1fr;gap:16px}.reviews .section-top>.text-link{display:inline-block;margin-top:20px}.review-card{padding:25px}.reviews{padding-bottom:0}}

.theme-toggle{flex:0 0 42px;width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:transparent;color:var(--ink);font-size:25px;cursor:pointer}.theme-toggle:focus-visible{outline:3px solid #9c7cba;outline-offset:3px}header{gap:20px}header nav{gap:18px}.social-links{display:flex;flex-wrap:wrap;gap:18px;justify-content:center;font-size:14px}.social-links a{text-decoration:underline;text-underline-offset:4px}.footer-social{justify-content:flex-start;margin:22px 0;color:var(--muted)}[data-theme="dark"]{color-scheme:dark;--paper:#19161e;--ink:#f3eff6;--purple:#c6abdF;--sage:#344335;--muted:#bdb5c3;--line:#413a48}[data-theme="dark"] .button{background:#bea1d7;border-color:#bea1d7;color:#21172a}[data-theme="dark"] .button:hover{background:#d2bde3}[data-theme="dark"] .trust-strip{background:#263227;border-color:#465442}[data-theme="dark"] .trust-inner{color:#dce7d6}[data-theme="dark"] .option,[data-theme="dark"] .review-card,[data-theme="dark"] .process{background:#24202b;border-color:#453b4d}[data-theme="dark"] .option:nth-child(2){background:#263027}[data-theme="dark"] .option:nth-child(3){background:#302b27}[data-theme="dark"] .number{color:#c8bfce}[data-theme="dark"] .about{background:#201c24}[data-theme="dark"] .review-stars{color:#dbc485}[data-theme="dark"] .review-avatar{color:#e0ebdb}[data-theme="dark"] .contact{background:#443254}[data-theme="dark"] .contact .button.light{background:#dbe7d1;color:#263021}[data-theme="dark"] .contact .button.outline{background:transparent;color:white;border-color:#ad9db9}[data-theme="dark"] .text-link:hover{color:#dfc6f1}@media(max-width:1000px){header nav a:last-child{display:none}}@media(max-width:760px){header{flex-wrap:wrap;gap:14px}header .brand{margin-right:auto}header .button.small{font-size:12px}header nav{display:flex;order:4;width:100%;justify-content:space-between;font-size:14px}header nav a:last-child{display:block}.theme-toggle{flex-basis:36px;width:36px;height:36px}}

.meeting-note{font-size:14px;margin:0;opacity:.9}

.review-note{font-size:14px;line-height:1.6;margin-top:24px}.review-note a{color:inherit;text-underline-offset:3px}

.program-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px;align-items:start}.program-group{border:1px solid var(--line);border-radius:16px;background:var(--paper);overflow:hidden}.program-group summary{display:flex;justify-content:space-between;align-items:start;gap:20px;padding:26px;cursor:pointer;list-style:none}.program-group summary::-webkit-details-marker{display:none}.program-group summary strong{display:block;font-size:21px;line-height:1.3;color:var(--ink)}.program-intro{display:block;font-size:16px;line-height:1.55;color:var(--muted);margin-top:10px}.program-expand{font-size:26px;line-height:1;color:var(--purple);flex-shrink:0}.program-group[open] .program-expand{transform:rotate(45deg)}.program-group summary:focus-visible{outline:3px solid var(--purple);outline-offset:-4px}.program-group dl{margin:0 26px 26px;border-top:1px solid var(--line)}.program-group dl>div{padding-top:18px}.program-group dt{font-size:16px;font-weight:650;line-height:1.4}.program-group dd{margin:5px 0 0;font-size:16px;line-height:1.55;color:var(--muted)}.program-foot{display:flex;gap:32px;align-items:center;justify-content:space-between;margin-top:24px}.program-foot p{font-size:14px;line-height:1.6;color:var(--muted);max-width:690px}.program-foot a{flex-shrink:0}@media(max-width:700px){.program-grid{grid-template-columns:1fr}.program-group summary{padding:22px}.program-foot{display:block}.program-foot a{display:inline-block;margin-top:8px}}

.footer-company{display:flex;flex-direction:column;gap:14px}.footer-company>span{font-size:14px;line-height:1.6;color:var(--muted)}


.loan-page-heading{padding-top:56px;padding-bottom:28px}.loan-page-heading h1{font-size:clamp(38px,5vw,66px);line-height:1.08;margin:18px 0}.loan-page-heading>p{font-size:18px;line-height:1.65;max-width:690px;color:var(--muted)}.loan-jump-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}.loan-jump-nav a{border:1px solid var(--line);border-radius:30px;padding:10px 16px;font-size:14px;color:var(--ink);text-decoration:none}.loan-jump-nav a:hover{background:var(--sage)}.loan-directory-section{padding:40px 0 16px;scroll-margin-top:100px}.loan-directory-section>h2{font-size:32px;line-height:1.2;margin:0 0 10px}.loan-directory-section>p{font-size:17px;line-height:1.6;color:var(--muted);max-width:720px}.loan-directory-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;margin-top:24px}.loan-directory-card{display:flex;flex-direction:column;border:1px solid var(--line);border-top:3px solid var(--purple);border-radius:14px;padding:26px;background:var(--paper);min-width:0}.loan-directory-card h3{font-size:23px;line-height:1.25;margin:0 0 14px}.loan-directory-card>p{font-size:16px;line-height:1.65;color:var(--muted);margin:0 0 20px}.loan-directory-card details{margin-top:auto;border-top:1px solid var(--line);padding-top:16px}.loan-directory-card summary{font-size:15px;font-weight:600;cursor:pointer}.loan-directory-card ul{padding-left:20px;font-size:15px;line-height:1.65;color:var(--muted)}.loan-directory-card>.text-link{font-size:15px;margin-top:22px}.loan-directory-cta{background:var(--sage);border-radius:20px;padding:34px;margin:48px 0 24px}.loan-directory-cta h2{font-size:32px;line-height:1.25;margin:0 0 14px}.loan-directory-cta p{max-width:650px;line-height:1.6}.loan-directory-disclosure{font-size:14px;line-height:1.65;color:var(--muted);padding-bottom:54px}.loan-directory-card summary:focus-visible,.loan-jump-nav a:focus-visible{outline:3px solid var(--purple);outline-offset:4px}@media(max-width:1000px){.loan-directory-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:650px){.loan-directory-grid{grid-template-columns:1fr}.loan-page-heading{padding-top:32px}.loan-directory-card{padding:22px}.loan-directory-cta{padding:26px}.loan-directory-section{padding-top:32px}}

.hero-profile{min-width:0}.profile-social{display:flex;justify-content:center;align-items:center;flex-wrap:wrap;gap:8px;margin:18px auto 0;max-width:470px}.profile-social a{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:8px 14px;border:1px solid var(--line);border-radius:999px;font-size:14px;font-weight:500;line-height:1.3;color:var(--ink);text-decoration:none;transition:background .15s,border-color .15s}.profile-social a:hover{background:var(--sage);border-color:var(--purple)}.profile-social a:focus-visible{outline:3px solid var(--purple);outline-offset:3px}@media(max-width:760px){.hero-profile{width:100%;max-width:470px;margin:auto}}

.footer-identity{display:flex;flex-direction:column;align-items:flex-start;gap:18px}.footer-top{padding-bottom:14px}.footer-top>.footer-identity{min-width:0}.footer-identity .brand{display:block}

.blog-list{padding-bottom:70px}.blog-post-card{max-width:820px;padding:32px;border:1px solid var(--line);border-radius:18px}.blog-post-card h2{font-size:32px;line-height:1.2;margin:16px 0}.blog-post-card h2 a{color:var(--ink);text-decoration:none}.blog-post-card h2 a:hover{text-decoration:underline}.blog-post-card p{line-height:1.7}.article-byline{font-size:14px;color:var(--muted);line-height:1.7}.blog-article{max-width:820px;padding-top:46px;padding-bottom:65px}.blog-article .article-heading{display:block;position:static;background:none;border:0;padding:28px 0;margin:0;max-width:none;box-shadow:none;height:auto}.article-heading h1{font-size:clamp(34px,4.8vw,54px);line-height:1.12;margin:18px 0}.article-body{font-size:18px;line-height:1.8}.article-body h2{font-size:28px;line-height:1.25;margin:42px 0 18px}.article-body p{margin:18px 0}.article-body ul{padding-left:24px}.article-body a{color:var(--purple);text-underline-offset:3px}.article-table{overflow-x:auto;margin:24px 0}.article-table table{width:100%;border-collapse:collapse;font-size:16px}.article-table th,.article-table td{padding:14px;text-align:left;border-bottom:1px solid var(--line);white-space:normal}.article-table thead{background:var(--sage)}.article-table tbody th{font-weight:400}.article-callout{background:var(--sage);border-radius:12px;padding:22px}.article-body .article-disclosure{font-size:14px;color:var(--muted);border-top:1px solid var(--line);padding-top:20px}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap}@media(max-width:650px){.blog-post-card{padding:24px}.blog-post-card h2{font-size:27px}.article-body{font-size:17px}.article-table th,.article-table td{padding:10px}}

.mobile-word-space{display:none}@media(max-width:760px){.mobile-word-space{display:inline}}

.home-equity-feature{display:grid;grid-template-columns:1.08fr .92fr;gap:64px;align-items:center;border-block:1px solid var(--line)}.home-equity-feature-copy>p{max-width:610px;margin-top:22px;color:var(--muted);font-size:17px;line-height:1.75}.home-equity-feature-steps{border:1px solid var(--line);border-radius:18px;background:var(--sage);padding:10px 30px}.home-equity-feature-steps>div{display:grid;grid-template-columns:42px 1fr;column-gap:15px;padding:22px 0;border-bottom:1px solid rgba(73,52,94,.18)}.home-equity-feature-steps>div:last-child{border-bottom:0}.home-equity-feature-steps span{grid-row:1/3;font-family:Georgia,serif;font-size:26px;color:var(--purple)}.home-equity-feature-steps strong{font:600 17px/1.35 Manrope,sans-serif}.home-equity-feature-steps small{font-size:14px;line-height:1.55;color:var(--muted);margin-top:4px}.equity-page-heading{padding-bottom:42px}.equity-page-heading .actions{margin-top:28px}.equity-page-heading .quiet{max-width:620px}.equity-choice-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin-top:28px}.equity-choice{border:1px solid var(--line);border-top:3px solid var(--purple);border-radius:16px;padding:28px;background:var(--paper)}.equity-choice h3{font-size:24px;line-height:1.3;margin-bottom:12px}.equity-choice p{color:var(--muted);font-size:16px;line-height:1.7}.equity-process{background:var(--sage);border-radius:20px;padding:34px;margin:32px 0 52px}.equity-process h2{font-size:32px;margin:0 0 20px}.equity-process ol{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px;margin:0;padding:0;list-style:none;counter-reset:equity-step}.equity-process li{counter-increment:equity-step;font-size:15px;color:var(--muted);line-height:1.65}.equity-process li:before{content:"0" counter(equity-step);display:block;font-family:Georgia,serif;font-size:25px;color:var(--purple);margin-bottom:8px}.equity-page-disclosure{font-size:14px;line-height:1.7;color:var(--muted);border-top:1px solid var(--line);padding:24px 0 58px}@media(max-width:760px){.home-equity-feature{grid-template-columns:1fr;gap:30px}.home-equity-feature-steps{padding:8px 22px}.equity-choice-grid,.equity-process ol{grid-template-columns:1fr}.equity-process{padding:26px}.equity-page-heading .actions{align-items:flex-start}}

.rate-visual{margin:30px 0}.rate-visual figcaption{font-weight:700;font-size:17px;line-height:1.4;margin-bottom:14px}.rate-scope-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}.rate-scope-card{border:1px solid var(--line);border-top:5px solid var(--purple);border-radius:14px;padding:20px;background:var(--paper)}.rate-scope-card.is-influence{border-top-color:var(--green)}.rate-scope-card.is-market{border-top-color:var(--gold)}.rate-scope-label{display:block;color:var(--muted);font-size:12px;font-weight:800;letter-spacing:.08em;text-transform:uppercase}.rate-scope-card h3{font-size:20px;line-height:1.2;margin:10px 0}.rate-scope-card p{font-size:15px;line-height:1.55;margin:0}.rate-flow{list-style:none;padding:0;display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px}.rate-flow li{border:1px solid var(--line);border-radius:14px;padding:16px 12px;min-height:132px;background:var(--paper)}.rate-flow li span{display:grid;place-items:center;width:30px;height:30px;border-radius:50%;background:var(--purple);color:#fff;font-weight:800;margin-bottom:14px}.rate-flow li strong,.rate-flow li small{display:block}.rate-flow li strong{font-size:15px;line-height:1.25}.rate-flow li small{color:var(--muted);font-size:13px;line-height:1.4;margin-top:6px}.rate-key-point{border-left:5px solid var(--purple);font-size:18px;line-height:1.6}@media(max-width:850px){.rate-scope-grid,.rate-flow{grid-template-columns:1fr}.rate-flow li{min-height:0;display:grid;grid-template-columns:42px 1fr;column-gap:10px}.rate-flow li span{grid-row:1/3;margin:0}.rate-flow li small{grid-column:2}}@media(max-width:650px){.rate-scope-card{padding:18px}.rate-key-point{font-size:17px}}